This course dives deep into common personal lines policies to pull out fourteen frequently misunderstood coverage issues. Insurance pros who attend this course will gain valuable insight into these issues, how they could create a problem at claim time and strategies to ensure they don’t.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join instructor David Thompson for a discussion on several common insurance coverage concerns regarding condominiums and learn best practices on how to address them.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Personal lines insurance pros often face challenges when trying to identify and place exposures unique to high-net-worth individuals. This course is a deep-dive into many such exposures and will assist agents in the risk management process as well as providing needed insurance solutions for such insureds.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course, created and taught by a veteran insurance educator (and one who has personally run the Social Security/Medicare sign-up gauntlet) will reveal lessons learned about both programs and bring much clarity to the chaos. Whether you are seeking info to help a customer, spouse, parent, relative or preparing for your own journey through the retirement “right of passage”, harvest the value of experience and take this course!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Contractor insureds and their agents are all-too-familiar with issues regarding Certificates of Insurance as well as endorsements often requested with them. This course will review many considerations for agents when issuing a certificate and discuss ways to avoid some of the common problems and errors.  Issues regarding Additional Insureds, Waivers of Subrogation and other requests frequently made of agents will be discussed. 

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The Insurance Services Office (ISO) Personal Auto Policy (PAP) is the most frequently written coverage form in our industry. Regardless, this form has many ‘mysteries’ – for both the insurance professional and the policyholder. This presentation will address a few physical damage coverage (or as ISO calls it: Part D – Coverage For Damage To Your Auto) concerns in the PAP and will provide information on endorsements that should be considered for nearly every Personal Auto risk.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Veteran Florida insurance man David Thompson discusses what happened in the 2024 general legislative session as well as several other current trends in (and issues with) the Florida insurance market.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may work a little differently than insureds (and sometimes agents!) expect.  This course uses several examples to fortify an agent’s understanding of both general and unique applications of deductibles in common personal lines policies.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

To save a few bucks, consumers are quick to strip off valuable coverage from their homeowners policy and/or buy coverage that doesn’t match their exposure.  This course will review several claims and coverage examples agents can use to talk their insureds through the importance of adequate homeowners coverage and endorsements to make the policy as broad as possible.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167278. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

After many years in the making, the Insurance Services Office’s (ISO) latest edition of its Homeowners forms contain numerous features not seen in prior editions. Insurance pros who take this course will dive deep into the forms and gain expertise on many features including some that benefit the insured and some that don’t.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The technology upon which today’s business depends creates new exposures for our insureds.  We will examine the most common first and third-party exposures, including the laws concerning privacy and security of personal information and the effect they can have on our insureds.  We will review some of the coverages available in the Cyber insurance market and discuss things to consider when selecting a product.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000160979. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit. 

This course looks at several common commercial lines insurance policies and examples of actual claims that challenged the coverage (or lack thereof) provided.  Agents who take this course will gain expertise in various coverage scenarios and be better positioned to advocate for the insured not if but when the bad thing happens.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167277. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Dave Thompson is on a mission to save Florida from the hordes of misinformed drivers who feel secure with non-stacked Uninsured Motorist coverage. In this course he’ll review stacking vs. non-stacking, why to stack the UM on a single-car policy, how every UM rejection/election form (if you can find it!) can be a potential E&O claim, and more. Join him and together you can save Florida!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Annual transportation policies, Trip Transit policies, Motor Truck Cargo policies and Owners Form Motor Truck Cargo policies – all non-standard policy forms BUT most businesses have a transportation exposure! This course will provide information on the “general” and “usual” policy provisions found in many of these non-standard forms including covered property interests, excluded property, valuations, coinsurance, subrogation and coverage territories.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course, created and taught by a veteran insurance educator (and one who has personally run the Social Security/Medicare sign-up gauntlet) will reveal lessons learned about both programs and bring much clarity to the chaos. Whether you are seeking info to help a customer, spouse, parent, relative or preparing for your own journey through the retirement “right of passage”, harvest the value of experience and take this course!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The Insurance Services Office (ISO) Personal Auto Policy (PAP) is the most frequently written coverage form in our industry. Regardless, this form has many ‘mysteries’ – for both the insurance professional and the policyholder. This presentation will address a few liability concerns in the PAP and will provide information on endorsements that should be considered for nearly every Personal Auto risk.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Many insurance pros know it’s the (indirect) loss after the (direct) loss that kills the business. Unfortunately, many lack an understanding of Business Income and related coverages to the point where such may not even be offered to an insured! This course is designed to dive deep into this essential coverage and prove to agents why it may be the most important insurance a business can have.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Veteran Florida insurance man David Thompson discusses what happened in the 2024 general legislative session as well as several other current trends in (and issues with) the Florida insurance market.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Big data is watching your every move. Virtual currencies are powering transactions globally. Cars are driving themselves, stuff orbiting the earth can actually hurt you, genetically modified animals and marijuana are everywhere. This mind-blowing course discusses these and many other exposures that just recently would’ve seemed too futuristic to even exist (much less create an insurance concern) but here we are!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000160949. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit. 

This course will familiarize the participants with some of the issues faced by insurance professionals when they issue Certificates of Insurance for their customers. Note for Florida licensees:

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course reviews many factors of a building’s construction and occupancy and how underwriters use data to determine and classify a property risk. After taking this course, insurance pros will have a better understanding of construction strategy, mitigating risks such as fire and wind, and tools used by property underwriters.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course discusses two of the coverages available under commercial crime policies, with a focus on the Insurance Services Office (ISO) Commercial Crime program.  We will begin with a discussion of the difference between Discovery and Loss Sustained coverage triggers.  We will discuss Employee Theft coverage, the use of Employee Theft coverage to satisfy ERISA requirements and how the Employee Dishonesty coverage in the BOP differs from the Employee Theft Coverage in the Crime program.  We will move on to a discussion of Computer and Funds Transfer Fraud including adding coverage for Fraudulent Impersonation/Social Engineering losses.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join flood guru David Thompson for a discussion on many factors regarding flood insurance and the National Flood Insurance Program. This course follows the general curriculum for flood insurance training as set forth by FEMA. Completion of this course will satisfy FEMA’s 3-hour Basic Flood Insurance Course requirement for agents to sell flood insurance.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Personal lines insurance consumers know the pinch of inflation on seemingly all goods and services. What’s the impact on personal insurance rates and coverage?  This course reviews several factors as to how inflation across other industries impacts personal insurance and how to explain this to insureds. We’ll discuss options in various policies that can help insureds avoid underinsurance and help agents avoid E&O claims stemming from underinsurance situations.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

While many insurance pros are familiar with the term “Ordinance or Law”, many don’t have a keen understanding of its role in a homeowners or commercial property policy. This course reviews examples of ordinances and laws regarding damaged structures, the policy exclusions for compliance exposures as well as methods to insure them.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Many businesses do not carry Employment Practices Liability Insurance (EPLI) and some that do have confusing policies with limited coverage. This course begins with a discussion of why ALL businesses big and small must consider EPLI. The course will discuss some important concepts to understand when writing claims made policies and address many employment-related liability exposures faced by today’s employers: discrimination and harassment claims by employees and third parties, employee privacy concerns, retaliation claims, wage and hour claims and more as well as how common EPLI policies address such exposures.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Working from home has become a staple of employment in America. Whether the “WFHomer” is doing so on behalf of an employer or running his/her own business, reliance on the homeowners policy is risky. In this course we’ll look at the unendorsed ISO Homeowners Forms for coverage, exclusions, and available endorsements.  Personal lines pros who understand the limits of the homeowners forms and ask the right risk analysis questions of their clients will help prevent errors and omissions claims, increase customer retention, and add value to their clients’ insurance portfolios.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

To save a few bucks, consumers are quick to strip off valuable coverage from their homeowners policy and/or buy coverage that doesn’t match their exposure.  This course will review several claims and coverage examples agents can use to talk their insureds through the importance of adequate homeowners coverage and endorsements to make the policy as broad as possible.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167278. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The Insurance Services Office (ISO) Personal Auto Policy (PAP) is the most frequently written coverage form in our industry. Regardless, this form has many ‘mysteries’ – for both the insurance professional and the policyholder. This presentation will address a few physical damage coverage (or as ISO calls it: Part D – Coverage For Damage To Your Auto) concerns in the PAP and will provide information on endorsements that should be considered for nearly every Personal Auto risk.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Veteran Florida insurance man David Thompson discusses what happened in the 2024 general legislative session as well as several other current trends in (and issues with) the Florida insurance market.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The technology upon which today’s business depends creates new exposures for our insureds.  We will examine the most common first and third-party exposures, including the laws concerning privacy and security of personal information and the effect they can have on our insureds.  We will review some of the coverages available in the Cyber insurance market and discuss things to consider when selecting a product.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000160979. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit. 

Contractor insureds and their agents are all-too-familiar with issues regarding Certificates of Insurance as well as endorsements often requested with them. This course will review many considerations for agents when issuing a certificate and discuss ways to avoid some of the common problems and errors.  Issues regarding Additional Insureds, Waivers of Subrogation and other requests frequently made of agents will be discussed. 

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course looks at several common commercial lines insurance policies and examples of actual claims that challenged the coverage (or lack thereof) provided.  Agents who take this course will gain expertise in various coverage scenarios and be better positioned to advocate for the insured not if but when the bad thing happens.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167277. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Society as we know it depends on the trucking industry getting from A to B unscathed. Sometimes, accidents happen. The Motor Carrier Coverage Form (MCCF) is at the core of many Motor Carrier/Trucking accounts. This course takes a deep dive into the Insurance Services Office (ISO) MCCF, exclusions, and conditions.  It will emphasize how understanding “who is an insured” shapes the coverage, provide the answer to a variety of coverage questions on the effect of ISO symbols and how exceptions to exclusions provide some surprising expansions of coverage.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

They’re out there. And with a bit of misfortune, some may find their way into your book of business. You already know that insureds and prospects who engage in fraud are bad news but some are harder to spot then others. This course reviews techniques agents can use to identify and deal with insurance fraud. With an abundance of examples and case studies, agents will gain expertise in sniffing out the liars.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

If it’s designed to move it can break things and hurt people. Is it covered? If so, how and where? This presentation will explore how coverage may be found (or excluded!) for vehicles, equipment and other stuff that moves in the Homeowner Policy, Personal Auto Policy, Commercial General Liability Coverage Form and Business Auto Coverage Form.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join flood guru David Thompson for an hour of discussion on several issues and updates regarding flood insurance and the National Flood Insurance Program.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

For Farm accounts, when is the right time to CGL or not to CGL? This course will include determination of when farm risks are simply not eligible for the Farm Liability (FL) Coverage Form; when using the Commercial General Liability (CGL) Form instead of (or in addition to) the FL is sensible; how to recognize when there is a need for personal liability endorsements available in the program and what endorsements are vital when using the CGL on a farm risk.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Personal lines insurance pros often face challenges when trying to identify and place exposures unique to high-net-worth individuals. This course is a deep-dive into many such exposures and will assist agents in the risk management process as well as providing needed insurance solutions for such insureds.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Veteran Florida insurance man David Thompson discusses what happened in the 2024 general legislative session as well as several other current trends in (and issues with) the Florida insurance market.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

You know the drill: insured signs contract, insured doesn’t understand contract, contract obligates insured to pay for something, insured gets angry, insured blames insurer/agent. So goes the never-ending cycle of confusing contacts and contractual liability issues…until now! Join contract and coverage expert Steve Lyon for this in-depth discussion on many issues stemming from “insured contracts” to indemnification agreements to hold harmless provisions and all things in between.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit. 

Many insurance pros know it’s the (indirect) loss after the (direct) loss that kills the business. Unfortunately, many lack an understanding of Business Income and related coverages to the point where such may not even be offered to an insured! This course is designed to dive deep into this essential coverage and prove to agents why it may be the most important insurance a business can have.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course looks at several common home and auto policy concerns which may escalate during certain times of the insured’s life cycle. Issues created by marriage (and its dissolution), having kids, making money, college, roommates, stuff in storage, entity ownership of property, assisted living and other exposures are reviewed.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit. 

This course, created and taught by a veteran insurance educator (and one who has personally run the Social Security/Medicare sign-up gauntlet) will reveal lessons learned about both programs and bring much clarity to the chaos. Whether you are seeking info to help a customer, spouse, parent, relative or preparing for your own journey through the retirement “right of passage”, harvest the value of experience and take this course!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may work a little differently than insureds (and sometimes agents!) expect.  This course uses several examples to fortify an agent’s understanding of both general and unique applications of deductibles in common personal lines policies.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Personal lines insurance consumers know the pinch of inflation on seemingly all goods and services. What’s the impact on personal insurance rates and coverage?  This course reviews several factors as to how inflation across other industries impacts personal insurance and how to explain this to insureds. We’ll discuss options in various policies that can help insureds avoid underinsurance and help agents avoid E&O claims stemming from underinsurance situations.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The direct damage event (think fire or hurricane) has come and gone. Your insured is now faced with a new dilemma: how to keep the money flowing or risk losing the business. This course reviews essential coverages to keep your insured from going bankrupt including Business Income, Extra Expense, loss of utility services, spoilage and more.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

They’re out there. And with a bit of misfortune, some may find their way into your book of business. You already know that insureds and prospects who engage in fraud are bad news but some are harder to spot then others. This course reviews techniques agents can use to identify and deal with insurance fraud. With an abundance of examples and case studies, agents will gain expertise in sniffing out the liars.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Working from home has become a staple of employment in America. Whether the “WFHomer” is doing so on behalf of an employer or running his/her own business, reliance on the homeowners policy is risky. In this course we’ll look at the unendorsed ISO Homeowners Forms for coverage, exclusions, and available endorsements.  Personal lines pros who understand the limits of the homeowners forms and ask the right risk analysis questions of their clients will help prevent errors and omissions claims, increase customer retention, and add value to their clients’ insurance portfolios.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

To save a few bucks, consumers are quick to strip off valuable coverage from their homeowners policy and/or buy coverage that doesn’t match their exposure.  This course will review several claims and coverage examples agents can use to talk their insureds through the importance of adequate homeowners coverage and endorsements to make the policy as broad as possible.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167278. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The big storm passes but leaves another in its wake. This course looks from both a commercial and personal lines perspective at the storm after the storm. Specifically, coverage issues resulting from Spoilage, Trees, Outages, Removal (of debris), and Money.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The technology upon which today’s business depends creates new exposures for our insureds.  We will examine the most common first and third-party exposures, including the laws concerning privacy and security of personal information and the effect they can have on our insureds.  We will review some of the coverages available in the Cyber insurance market and discuss things to consider when selecting a product.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000160979. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit. 

This course looks at several common commercial lines insurance policies and examples of actual claims that challenged the coverage (or lack thereof) provided.  Agents who take this course will gain expertise in various coverage scenarios and be better positioned to advocate for the insured not if but when the bad thing happens.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167277. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course highlights a few emerging risks such as cyber, cannabis, and artificial intelligence as well as coverage concerns posed by them. Additionally, the course will detail industry-wide effects of regional cost factors such as litigation and deteriorating market conditions.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The Insurance Services Office’s (ISO) latest additions to its Commercial Property forms contain numerous features not seen in prior editions. Insurance pros who take this course will dive deep into the forms and gain expertise on many features including some that benefit the insured and some that don’t.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join instructor David Thompson for a discussion on several common insurance coverage concerns regarding condominiums and learn best practices on how to address them.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course dives deep into common personal lines policies to pull out fourteen frequently misunderstood coverage issues. Insurance pros who attend this course will gain valuable insight into these issues, how they could create a problem at claim time and strategies to ensure they don’t.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join flood guru David Thompson for a discussion on many factors regarding flood insurance and the National Flood Insurance Program. This course follows the general curriculum for flood insurance training as set forth by FEMA. Completion of this course will satisfy FEMA’s 3-hour Basic Flood Insurance Course requirement for agents to sell flood insurance.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.