Dave Thompson is on a mission to save Florida from the hordes of misinformed drivers who feel secure with non-stacked Uninsured Motorist coverage. In this course he’ll review stacking vs. non-stacking, why to stack the UM on a single-car policy, how every UM rejection/election form (if you can find it!) can be a potential E&O claim, and more. Join him and together you can save Florida!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

They’re out there. And with a bit of misfortune, some may find their way into your book of business. You already know that insureds and prospects who engage in fraud are bad news but some are harder to spot then others. This course reviews techniques agents can use to identify and deal with insurance fraud. With an abundance of examples and case studies, agents will gain expertise in sniffing out the liars.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Many insurance pros know it’s the (indirect) loss after the (direct) loss that kills the business. Unfortunately, many lack an understanding of Business Income and related coverages to the point where such may not even be offered to an insured! This course is designed to dive deep into this essential coverage and prove to agents why it may be the most important insurance a business can have.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course will familiarize the participants with some of the issues faced by insurance professionals when they issue Certificates of Insurance for their customers. Note for Florida licensees:

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Working from home has become a staple of employment in America. Whether the “WFHomer” is doing so on behalf of an employer or running his/her own business, reliance on the homeowners policy is risky. In this course we’ll look at the unendorsed ISO Homeowners Forms for coverage, exclusions, and available endorsements.  Personal lines pros who understand the limits of the homeowners forms and ask the right risk analysis questions of their clients will help prevent errors and omissions claims, increase customer retention, and add value to their clients’ insurance portfolios.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

To save a few bucks, consumers are quick to strip off valuable coverage from their homeowners policy and/or buy coverage that doesn’t match their exposure.  This course will review several claims and coverage examples agents can use to talk their insureds through the importance of adequate homeowners coverage and endorsements to make the policy as broad as possible.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167278. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The Insurance Services Office (ISO) Personal Auto Policy (PAP) is the most frequently written coverage form in our industry. Regardless, this form has many ‘mysteries’ – for both the insurance professional and the policyholder. This presentation will address a few liability concerns in the PAP and will provide information on endorsements that should be considered for nearly every Personal Auto risk.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Contractor insureds and their agents are all-too-familiar with issues regarding Certificates of Insurance as well as endorsements often requested with them. This course will review many considerations for agents when issuing a certificate and discuss ways to avoid some of the common problems and errors.  Issues regarding Additional Insureds, Waivers of Subrogation and other requests frequently made of agents will be discussed. 

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Many insurance pros know it’s the (indirect) loss after the (direct) loss that kills the business. Unfortunately, many lack an understanding of Business Income and related coverages to the point where such may not even be offered to an insured! This course is designed to dive deep into this essential coverage and prove to agents why it may be the most important insurance a business can have.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

The big storm passes but leaves another in its wake. This course looks from both a commercial and personal lines perspective at the storm after the storm. Specifically, coverage issues resulting from Spoilage, Trees, Outages, Removal (of debris), and Money.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000172396. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join flood guru David Thompson for a discussion on many factors regarding flood insurance and the National Flood Insurance Program. This course follows the general curriculum for flood insurance training as set forth by FEMA. Completion of this course will satisfy FEMA’s 3-hour Basic Flood Insurance Course requirement for agents to sell flood insurance.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Many businesses do not carry Employment Practices Liability Insurance (EPLI) and some that do have confusing policies with limited coverage. This course begins with a discussion of why ALL businesses big and small must consider EPLI. The course will discuss some important concepts to understand when writing claims made policies and address many employment-related liability exposures faced by today’s employers: discrimination and harassment claims by employees and third parties, employee privacy concerns, retaliation claims, wage and hour claims and more as well as how common EPLI policies address such exposures.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

They’re out there. And with a bit of misfortune, some may find their way into your book of business. You already know that insureds and prospects who engage in fraud are bad news but some are harder to spot then others. This course reviews techniques agents can use to identify and deal with insurance fraud. With an abundance of examples and case studies, agents will gain expertise in sniffing out the liars.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course reviews several exposures associated with various small motor vehicles such as ATVs, kids’ toys, golf carts and lawnmowers. The course will review common ISO policy language that addresses exposures and the options agents may have to close the gaps.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course looks at several common commercial lines insurance policies and examples of actual claims that challenged the coverage (or lack thereof) provided.  Agents who take this course will gain expertise in various coverage scenarios and be better positioned to advocate for the insured not if but when the bad thing happens.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida, U.S. Virgin Islands. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for USVI licensees: This course is approved for CE credit type "general". The USVI course number is 6000167277. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

While many insurance pros are familiar with the term “Ordinance or Law”, many don’t have a keen understanding of its role in a homeowners or commercial property policy. This course reviews examples of ordinances and laws regarding damaged structures, the policy exclusions for compliance exposures as well as methods to insure them.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course dives deep into common personal lines policies to pull out fourteen frequently misunderstood coverage issues. Insurance pros who attend this course will gain valuable insight into these issues, how they could create a problem at claim time and strategies to ensure they don’t.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course, created and taught by a veteran insurance educator (and one who has personally run the Social Security/Medicare sign-up gauntlet) will reveal lessons learned about both programs and bring much clarity to the chaos. Whether you are seeking info to help a customer, spouse, parent, relative or preparing for your own journey through the retirement “right of passage”, harvest the value of experience and take this course!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may work a little differently than insureds (and sometimes agents!) expect.  This course uses several examples to fortify an agent’s understanding of both general and unique applications of deductibles in common personal lines policies.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Personal lines insurance consumers know the pinch of inflation on seemingly all goods and services. What’s the impact on personal insurance rates and coverage?  This course reviews several factors as to how inflation across other industries impacts personal insurance and how to explain this to insureds. We’ll discuss options in various policies that can help insureds avoid underinsurance and help agents avoid E&O claims stemming from underinsurance situations.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

After many years in the making, the Insurance Services Office’s (ISO) latest edition of its Homeowners forms contain numerous features not seen in prior editions. Insurance pros who take this course will dive deep into the forms and gain expertise on many features including some that benefit the insured and some that don’t.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course, created and taught by a veteran insurance educator (and one who has personally run the Social Security/Medicare sign-up gauntlet) will reveal lessons learned about both programs and bring much clarity to the chaos. Whether you are seeking info to help a customer, spouse, parent, relative or preparing for your own journey through the retirement “right of passage”, harvest the value of experience and take this course!

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

This course reviews many factors of a building’s construction and occupancy and how underwriters use data to determine and classify a property risk. After taking this course, insurance pros will have a better understanding of construction strategy, mitigating risks such as fire and wind, and tools used by property underwriters.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Many insurance pros know it’s the (indirect) loss after the (direct) loss that kills the business. Unfortunately, many lack an understanding of Business Income and related coverages to the point where such may not even be offered to an insured! This course is designed to dive deep into this essential coverage and prove to agents why it may be the most important insurance a business can have.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Join flood guru David Thompson for an hour of discussion on several issues and updates regarding flood insurance and the National Flood Insurance Program.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.

Personal lines insurance pros often face challenges when trying to identify and place exposures unique to high-net-worth individuals. This course is a deep-dive into many such exposures and will assist agents in the risk management process as well as providing needed insurance solutions for such insureds.

FISCE is the continuing education (CE) credit provider for this course in the following states/territories: Florida. Note to Florida licensees: This course is approved by the Florida Department of Financial Services for insurance CE credit. Note for all states/territories: No licensee may repeat this exact course within 24 months for CE credit.